Early retirement; who doesn’t dream of it, or at least think about it now and then? But for the vast majority of us, early retirement is like winning the lottery: a fantasy never to be realized. Now, if you are one of the lucky few that genuinely like what you do for a living, retirement holds little attraction. I have a good friend, a fabulously successful investment manager in his mid-60’s, who could retire today. But, as he says, he would wake up tomorrow and simply start another business doing exactly the same thing he had been doing before he “retired.” For me, the issue isn’t so much retirement as having the liberty to do less: of not feeling constantly pressured to write and perform and worry, endlessly, about money. People who use their bodies for a living – professional athletes and dancers – do not have the option to do less. They know that time is not on their side and that only total physical commitment is possible. And woe to the athlete or dancer who goes on for too long: their bodies break down and their reputations are permanently sullied. On the flip-side of that coin are those […]